BUSINESS CREDIT CARDS
Scalable credit cards and spend controls
Increase spending power with higher limits1 and manage cards with custom policies and fast, efficient reconciliation.
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Special offer - You could earn 3x on all purchases and receive up to 3,000,000 rewards points2 when you open an SVB Innovator Card. Good on all purchases2 for the first six months or up to $1 million spend.
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The SVB Innovator Card has been named one of the “best business credit cards with no personal guarantee” by card reviewer The Points Guy.3
EXPENSE MANAGEMENT
Control expenses & accelerate reporting
SVB T&E Travel & Expense management platform - at no extra cost
Issue unlimited cards, save time with integrated travel booking and automate work flows to close books faster.
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MERCHANT SERVICES
Accept payments on your website or app
SVB Merchant Services make it easy to start accepting a variety of payment types, get paid quickly and manage it all in an intuitive dashboard.4
- Quick setup, flexible APIs
- Boost cashflow with fast funding
- Optimize your checkout experience
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EMBEDDED FINANCE
Capture new revenue with embedded finance solutions
Help grow revenue while optimizing your client experience with solutions that give you comprehensive payment capabilities, tailored for diverse needs and business models.5
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Embedded Money Movement
Expand your platform services and monetize payments with embedded solutions, customized with payment rails, compliance controls, fraud protection and other services.
Payment Facilitation
Enable your business customers to accept payments within your platform, while you earn fee revenue from their transactions and control underwriting.
PAYMENT PARTNER SOLUTIONS
Amplify payments efficiency as you scale
Partner solutions
Increase productivity and agility by extending payment and treasury capabilities with leading technologies - tailored to the specific needs of high-growth companies.
Payments & Treasury Partners
Simplify payments and transfers with faster processing and automatic reconciliation for unlimited transactions. Hear how it works from Dimitri Dadiomov, Co-Founder and CEO at Modern Treasury.
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Instantly authenticate bank accounts and automate secure tokenized payments from your SVB account, and speed reconciliation with flexible tools.
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Powering every stage of growth
From startup to IPO and beyond, SVB payment solutions are built to grow with your business, helping you meet evolving needs, maximize efficiency and drive revenue.
1 For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, see the . Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities. All credit products and loans are subject to underwriting, credit, and collateral approval. All information 2
3,000,000 rewards points are based on:
- - Net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards.
- - Receive one additional bonus point on net purchases (minus returns/credits) until the bonus period expires: (1) when you reach the $1 million spend threshold, or (2) six months from the date of your enrollment in this promotional offer, whichever comes first.
- - The enrollment process for this program can take up to 10 business days. You will not earn any additional bonus points until the enrollment process has been completed.
- - Rewards points will be awarded 30 days after the eligible dollar amount has been spent collectively between the cards within your program.
Once the bonus period expires, you will earn 2X Unlimited Rewards. 2X Unlimited Rewards Points earnings are based on net purchases (minus returns/credits) made on the SVB Innovator Card. Rewards points are not applicable to virtual cards. Points can be redeemed for a variety of rewards, including travel and cash back. Cash back: Cash Rewards points can be redeemed as a statement credit to your card account. For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see theSVB Innovator Card Agreement and Rewards Terms and Conditions.
All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.
3 The Points Guy, November 12, 2023 4 New Merchant Services program offerings are subject to underwriting, credit, and collateral approval. All information 5 Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with Silicon Valley Bank, a division of First The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an ind All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Terms and conditions apply. Offers subject to change without notice. Provider companies offering discounted tools and services are independent third parties and not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.